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Free · 60 seconds · no sign-up to see your scoreHow healthy is your money?
Six questions. An instant score out of 100. The three moves that would improve it most.
1. What is your main money goal right now?
2. What is your monthly take-home income?
3. How much of it do you save or invest each month?
4. How much do you pay in EMIs and card dues each month?
5. If your income stopped today, how long would your savings cover expenses?
6. Which cover do you have?
Your Rupya score
Your three next steps
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A one-page plan built from your answers: target numbers, the order to do things in and the tools to use.
How the score works
The score adds four parts. Savings rate (35 points): the share of income you save or invest, with full marks at 30%. Emergency cover (25 points): months of expenses you could fund without income. Debt load (20 points): EMIs as a share of income, with full marks for none and zero above 50%. Protection (20 points): health and term life cover. It is a quick screen based on common planning rules of thumb, not a full financial plan or advice.
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