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IFSC code finder
Enter an 11-character IFSC to confirm the bank and branch before you send money.
Reading an IFSC
The Indian Financial System Code identifies a bank branch for electronic payments. The first four letters are the bank, the fifth character is always zero, and the last six identify the branch. You will find it on your cheque book, passbook and in your banking app.
NEFT, RTGS, IMPS and UPI
| Method | Speed | Amount |
|---|---|---|
| UPI | Instant, all day | Small and everyday payments, within your bank’s daily limit |
| IMPS | Instant, all day | Up to ₹5 lakh per transfer |
| NEFT | Settles in half-hourly batches, all day | No minimum or maximum set by RBI |
| RTGS | Real time, all day | ₹2 lakh and above |
Questions
What is a MICR code?
A nine-digit code printed on cheques that identifies the bank and branch for cheque clearing. The first three digits are the city, the next three the bank and the last three the branch.
Does the IFSC change if a bank merges?
It can. After a merger, branches of the merged bank usually receive new codes after a transition period. Always use the code your bank currently shows.
Is it safe to share my IFSC?
Yes. An IFSC identifies a branch, not your account. To receive money you share your account number, name and IFSC; never share PINs, passwords or OTPs.
Branch data from the open Razorpay IFSC service, compiled from RBI lists. Confirm with your bank before large transfers.