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Money guides

Each guide answers one question in about four minutes and points to the calculator that puts your own numbers in.

Tax and saving

New vs old tax regime

How to choose the cheaper regime for FY 2026-27.

PPF, SSY, SCSS and NSC

Government small savings schemes and their current rates.

How to build an emergency fund

How much to hold and where to keep it.

Investing and borrowing

SIP for beginners

How monthly investing works and how to start.

Home loan prepayment

What paying early saves, and when to invest instead.

Your credit score, explained

What moves it and how to raise it.

The rupee

Staying safe on UPI

The common scams and the habits that stop them.

Sending money to India

How to compare transfer services properly.

The story of the rupee

From Sher Shah’s silver coin to the ₹ symbol.

How we write

Guides describe rules and trade-offs; they do not recommend specific products. Figures such as tax slabs and scheme rates are checked against published government and regulator notices at the time of writing and carry the month of the last update. Rules change, so confirm anything important before acting. Spotted an error? Tell us.