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Editorial policy and methodology
Rupya exists to give people in India accurate numbers they can act on. This page explains how we try to earn that trust.
Calculators
Every calculator uses a standard, published formula, and the page shows it. Rules such as tax slabs, scheme limits and contribution rates come from the relevant act, notification or regulator circular. We test each calculator against worked examples before publishing and again whenever a rule changes. Results are estimates for planning; they cannot account for every condition in the law.
Rates and prices
- Currency: live mid-market rates from a public data service, with European Central Bank reference rates for history. Gulf currencies pegged to the US dollar are derived through their official pegs.
- Gold and silver: the international spot price, converted at the live rupee rate, plus India’s import duty. These are indicative reference prices, not dealing prices.
- Crypto: global average prices in rupees and dollars.
- Official rates (RBI policy rates, small savings rates, EPF interest, tax rates): taken from government and regulator announcements, shown with the date they took effect.
Guides
Guides explain rules and trade-offs in plain English. They do not recommend specific products, funds, lenders or insurers. Each guide shows the month it was last reviewed.
Independence
Rupya earns money from advertising served by Google AdSense, from labelled sponsorships and from donations. Advertisers, sponsors and donors have no say over calculators, rates or editorial content, and we do not take commissions on financial products.
Who writes and reviews
Content is prepared by the Rupya editorial team. We are building a panel of qualified reviewers, including chartered accountants and certified planners; if you are one, see work with us.
Corrections
If a number or statement is wrong, we fix it and update the page date. Report an error through the contact form, choosing “Correction or error report”.